Privacy

Privacy policy

Last updated: September 24, 2026

Credence Compass is a free tool for reading a financial company's public complaint history. This page explains, in plain language, what information is involved when you use it.

The short version

Information involved when you use the site

Complaint data from the CFPB

All the complaint counts, lists and patterns on this site are built from the Consumer Financial Protection Bureau's (CFPB) Consumer Complaint Database, which the CFPB publishes for public use. We use it to produce the site's content and for no other purpose. We don't collect complaints ourselves, and we don't add any information about individual consumers. Every complaint on a company page links to its original CFPB record.

Credence Compass is independent and is not affiliated with the CFPB. When you follow a link to consumerfinance.gov you leave this site, and the CFPB's own privacy policy applies.

AI-written text

The plain-English summaries and the "Why?" explanations are written by an AI service (Claude, from Anthropic). It receives only the name and CFPB figures of the company whose page you are viewing. It never receives anything about you. The text written for each company is saved for up to 30 days, so it doesn't have to be written again for every visitor.

Ads and cookies (Google AdSense)

This site uses Google AdSense to show ads. Google and its partners use cookies and similar technologies, such as advertising identifiers, to show and measure ads, and may use information about your visits to this and other websites to show ads based on your interests. This involves collecting information such as your IP address, your device and browser details, and the pages you view. How Google uses this information is described in How Google uses information from sites or apps that use our services. We don't receive your personal information from Google.

You have choices:

Cookies and browser storage

Credence Compass itself sets no cookies and stores nothing in your browser. The only cookies you may receive while using the site are the advertising cookies from Google described above.

Children

Credence Compass is not directed to children under 13, and we don't knowingly collect information from them.

Your choices and questions

Because there are no accounts and we keep no personal profiles, there is generally nothing on our side to access, correct or delete. If you think we hold information about you (for example, an email you sent us), or you have any question about this policy, email us and we'll respond. Depending on where you live, you may have further rights over information held by the services that run this site, such as Cloudflare and Google; their policies explain how to use them.

Changes to this policy

If this policy changes, we'll update this page and the date at the top.

Contact

Questions or requests: email credencecompass@yahoo.com.

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